MEMO
TO: HEALTH INSURANCE COMPANIES
RE: WHAT ARE YOU THINKING!
FROM: A DISSATISFIED CONSUMER
Yeah, like this will get their attention!
My employer called me yesterday evening (we've got a great relationship - mutual admiration society, etc., and we communicate openly with each other). Blue Cross Blue Shield of Pennsylvania, the money-grubbing scoundrels, upped the insurance premiums 32% a month - with no prior notice. So, here's the third increase in as many years, which my employer has absorbed - at least until we can do something else. Hence, we're getting quotes from other carriers and, since we're all independent contractors, other groups. Virtually every quote I've gotten has been about 50% per month less FOR THE SAME COVERAGE!!!!! When I questioned this, I was told that being in a group is a disadvantage because insurance companies INCREASE premiums to cover (get this) WOMEN OF CHILD-BEARING AGE, HEART DISEASE, DIABETES, STROKE, ARTHRITIS, AND OTHER CHRONIC CONDITIONS. That's the majority of the population! So, the hunt for coverage continues, and I think I've narrowed the field sufficiently and will simply go with the HMO Plan offered by the money-grubbers at Blue Shield.
BTW: The CEO is JOE FRICK. I worked for him when he was a nice guy, but that's ancient history.
NEXT: AETNA has gone mad! These pencil-pushing bean-counters have now told doctors that they MAY NOT USE PROPOFOL (a strong sedation) for COLONOSCOPIES! It will not be paid for. Their claim is that the discomfort is minimal, and strong sedation is not necessary. So, would they like a garden hose with a camera passed up their anal orifices? This is not a step towards controlling medication costs. IT'S A WAY TO LIMIT THE NUMBER OF COLONOSCOPIES! Let's face it, IF I were to allow myself the risk of that procedure, I'd want to be lights-out, knocked out, and with a case of amnesia - only provided by propofol. Propofol is NOT expensive - it's a generic. The issue isn't over the drug - it's over the procedure.
So, my memo is to the greedy insurance companies: Enjoy your fat profits at our expense. You will soon price yourselves so far out of reach, that no one will have health insurance, and you will cease to exist. Is this what you want?
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2 comments:
Sad to say but nothing gets insurance companies attention other than lawsuits.
So I must ask, is the cost of a colonoscopy higher than cancer treatment?
A colonoscopy, if done early enough, can detect cancerous polyps and lesions in the colon. If caught early the polyps can be removed before the cancerous cells settle in. If people cannot get the colonoscopy because of fear of the discomfort, then the polyps will become cancerous and then Aetna and the rest of their fellow hyenas can then be expected to pay out thousands of dollars for cancer surgery and treatments.
If death happens because of the lack of early detection purely from the inability to pay for the generic drug then a lawsuit should follow.
It wouldn't bring the cancer patient back but if you do not hit the insurance companies in their wampums belts nothing gets through to them.
As always I gotta agree with my sister. What I wonder is why the hell we can't get thses money grubbing mega corporations what penny wise and pound foolish means. or a stitch in time saves nine.........do they think these old adages just popped up for no good reason?????? Bahhhh not a one of em makes sense
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